EnRich™ Personal Finance Training Program

March 15, 2014 (Saturday) | 9:00AM – 5:00PM
Venue: Golden Prince Hotel
Acacia Street Corner Archbishop Reyes Avenue, Cebu City


Your employees may be productive, but the ability of an employee to be highly engaged is the one that will sustain that productivity. And a great way to foster high employee engagement is to keep your employees free from financial distractions.

We at the Personal Finance Advisers Philippines Corporation (PFA) are holding our EnRichPersonal Finance Training Program at the Golden Prince Hotel, Cebu City on Saturday, March 15, 2014 from 9AM – 5PM.

In our desire to spread financial empowerment among common Filipino workers, we are inviting one of your HR officers plus his or her spouse to attend our EnRich™ training for FREE to experience the training first hand. The training comes with training kits, a host of free personal finance tools, lunch and afternoon snack. Deadline of confirmation is on or before March 13 (Thursday).

The training has been proven effective in promoting higher employee productivity and engagement by not only imparting effective personal finance tools to get distracting money problems out of the way but also by encouraging the habit of better wealth management. The following is the outline of topics to be tackled:

Cash Management
  1. Why the Need for Financial Planning
    1. Self-analysis on money stress level
    2. Money distractions at work and at home
    3. More money is not the answer
    4. The CD-RW of personal finance management
  2. Establishing Your Starting Point
    1. Balance sheet
    2. Income statement
  3. Cash Management
    1. Setting financial goals
    2. Formulating a budget
    3. Who not to approach
  4. Four Steps to Boosting Savings
    1. Save first
    2. Collect loose change
    3. Pay yourself first
    4. Manage debts and expenses
  5. The Case for Saving
    1. Asian savings rates
    2. Philippine idol in saving
    3. A preview of what it is to be rich
    4. The better way to save
Debt Management
  1. Cardinal Rules in Contracting Debt
  2. Why it is Easy to Spend and Borrow
    1. consumer’s point of view
    2. marketer’s point of view
  3. Signs of Credit Card Trouble
  4. Easy Way of Paying Off Credit Debt
  5. Personal Loans
    1. 5-6
    2. What AOR is
  6. Buying Your 2ndHome First
  7. Car Loans
  8. 0% Interest, The Real Score
    1. Tag price law
Why Get Insurance
  1. The Three Basic Types of Life Insurance
  2. The Practices to Avoid in Buying Life Insurance
  3. Health Insurance
  4. Disability Insurance
  5. Property Insurance
  6. Motor Vehicle Insurance
Wealth Management
  1. Why Invest
  2. The Five Basic Steps in Investing
  3. Taxation Benefits
    1. Personal equity retirement account
    2. Comprehensive tax reform package
  4. Investing in Bonds
    1. Comparing land and bonds
    2. Trading bonds
    3. Where to buy bonds
  5. Investing in Stocks
    1. Why buy stocks
    2. Trading vs. investing
    3. Music-inspired approach to stock investing
    4. Where to buy stocks
  6. Investing in Pooled Funds
    1. Mutual Funds
    2. Unit Investment Trust Funds
    3. Variable Unit-Linked Policies
    4. Pre-need Plans
  7. Options Relative to Risk Preference
  8. Investing in a Business
    1. Illusions of entrepreneurship
    2. Survival rates of business
    3. What makes a business successful
      1. Traits of a successful entrepreneur
      2. PositioningBusiness plan
      3. Accounting
      4. Branding
      • Logo
      • Use of colors
    1. Benefits under the Barangay Micro Business Enterprise (BMBE) law
    2. Franchisor or Franchisee?

We hope you could confirm the attendance of your HR officer and his/her spouse early because we only have a limited number of FREE slots for HR practitioners.

For the training program, company profile and training map please email info@allianceconsulting.biz.